BNB’s rollercoaster run has kept traders glued to their screens. After crashing below $880 in early October, the Binance coin pulled off a stunner by hitting a new ATH of $1,370. But it soon cooled off as profit-takers moved in. Still, there is chatter of a potential new ATH for BNB.

But most experts seem unconvinced that the rally will last. Market observers are now pointing out two dark horses instead: Stellar (XLM) and Digitap ($TAP). Stellar has landed on IBM’s Digital Asset Haven. And Digitap just crossed $1 million in its presale. Both high-potential coins could now be looking to end the year as the biggest gainers.

BNB Holds Steady After Crash — Is Another ATH Coming?

After diving $880 during the October liquidation crash, BNB stormed back to a new all-time high of $1,370 just two days after. But the Binance Coin has now dropped back to $1,135. It’s still 17% in the green on the monthly price chart. And this could very well mean that buyers are still lurking around.

BNB Price Chart (4H) | Source: TradingView

The Binance Foundation’s latest $1.2 billion token burn and the surprise presidential pardon for former CEO CZ Zhao seem to have provided the much-needed push. But what’s next for BNB?

Market analyst BitGuru now believes BNB’s consolidation near the $1,100 zone is just a buildup phase before another possible breakout toward a new ATH of $1,500.

But while BNB might have stability to count on, it’s already a giant. Some experts now see limited potential for gains. And investors are drifting toward smaller, more promising tokens like Digitap. It’s a new omnibanking project that many believe has what it takes to show faster, more substantial gains in Q4.

4 Ways Digitap Tackles Traditional Banking’s Biggest Bottlenecks

Digitap seems to have stepped into the market to fix what’s broken. For years, users have been stuck between slow banks and scattered crypto apps. Digitap could finally bring the two worlds together.

First and foremost, the world’s first omnibank brings fiat and crypto under one roof. This means users can now swap, store, and spend crypto instantly while on the same app, like they’ve always wanted.

Secondly, it beats the system on accessibility. When banks close doors to the 1.4 billion underbanked individuals, Digitap opens them through its mobile-first omnibanking app, available to anyone, anywhere.

Then comes stability. During market crashes like the one that hit traders like a nightmare, users can move their assets from crypto to fiat in seconds.

And Digitap is doing it all while holding itself accountable. Audited by SolidProof and Coinsult, Digitap runs on transparent, deflationary tokenomics.

All in all, Digitap seems to be a rare mix of safety, speed, and explosive profit potential in a volatile market. And that explains why some analysts believe $TAP could be the best crypto to buy now.

Stellar’s Protocol Upgrade and IBM Tie-In Hint at a Bigger Role Ahead

Stellar’s successful upgrade to Protocol 24 on October 22, 2025, solved long-standing blockchain inconsistencies. And it’s proof that the network is still evolving even when markets remain volatile.

Also, IBM just launched its Digital Asset Haven. And Stellar is an important part of it. With such developments, Stellar is slowly embedding itself deeper into the global financial system.

Despite that, XLM’s price tells a different story. The Stellar coin price now sits around $0.33 after dipping below $0.20 during the market crash. The recovery hasn’t matched giants like BNB. But that could be its edge. XLM might still have some room to run before the crowd catches on.

XLM Price Chart (4H) | Source: TradingView

Analyst EtherNasyonaL now sees XLM repeating the 2017-style accumulation pattern. And that means the Stellar coin could soon enter its explosive phase.

Still, compared to faster-moving presale tokens like Digitap, Stellar might find itself caught between bears and bulls soon after.

$TAP Presale Hits the $1 Million Milestone — What’s Next?

With a strong case for its future in the global finance, Digitap’s presale seems to have done what many mid-cap projects couldn’t. It has pulled in some solid numbers in a market that saw a liquidation bloodbath.

In just one month, the Digitap presale has raised over $1 million and sold more than 77 million tokens. And this only shows that investors are giving up on speculative tokens to stay safe with utility-focused projects.

From Stage 1’s price of $0.0125, $TAP has already climbed 55% to $0.0194 in Stage 3. The next round will open at $0.0268. And this allows early buyers to catch a 38% profit in the short term. That’s before $TAP even hits exchanges.

A presale coin so promising was bound to catch the attention of market experts. For example, Crypto Infinity seems impressed by Digitap’s omnibanking use case and growing community.

Some market observers even forecast a 100x price pump once the Digtiap ($TAP) token lists publicly. But traders and investors would need to move fast since the next price leap could be just days away.

Digitap and Stellar Named Among High-Potential Altcoins in Q4

BNB’s aim for a new ATH has given investors hope that the market is waking up again. But experts seem to be more interested in what Digitap and Stellar have to offer next.

The spotlight is specifically on Digitap since it’s new and promises a crypto-fiat global money app with Visa crypto cards and a no-KYC model. That’s something no other project is doing at this scale.

A 55% presale gain, low market cap, and strong fundamentals make Digitap one of the best ICOs and high-potential coins heading into Q4.