As Ripple expands its offerings and operations to broader markets, the crypto company’s President, Monica Long, has unveiled its next phases of growth that could set the stage for a new era for XRP. The suggested roadmap points toward expanded innovation, deeper institutional adoption, and a broader role for the XRP Ledger (XRPL) in the global financial sector.

Ripple’s President Outlines Next Chapter For XRP

At the Ripple Swell 2025 event, held on November 4-5, Long shared the company’s ambitious roadmap for XRP, giving the crypto community a glimpse of Ripple’s future ecosystem plans. Speaking with CoinDesk, she explained that Ripple’s vision extends well beyond payments, focusing on developing a robust infrastructure that promotes financial inclusion globally. 

According to the Ripple President, the crypto payments company now runs two main parts of its business. One division focuses on helping financial institutions adopt digital assets, while the other is dedicated to enhancing the XRP Ledger through continuous innovation. She also emphasized that the XRP Ledger has grown a lot in the past few years, with numerous updates enhancing its strength, speed, and reliability.

Another big growth step the Ripple President mentioned for the ecosystem is a new lending protocol expected to expand how people and businesses interact and use XRP. Long added that Ripple is currently investing heavily in new use cases that show how its ledger can support more than just global digital asset payments. 

Long has reported that a significant part of Ripple’s roadmap involves bringing more institutions onto the crypto network by offering real, practical tools. She noted that stablecoins, for instance, enable companies to transfer value quickly and efficiently. By integrating stablecoins into the XRP Ledger, Ripple aims to enhance the cryptocurrency’s real-world utility and strengthen its liquidity. 

Commenting on the growth plans, prominent crypto analyst X Finance Bull noted that Ripple’s next big steps mark a shift away from speculation and toward global adoption. Long remarked that the crypto company’s development strategy reflects a “flywheel effect” between utility, trust, and liquidity.

More Updates And Milestones Revealed At The Ripple Swell

At the Swell 2025 event, Ripple also announced that it had recently closed a $500 million strategic investment round, valued at about $40 billion. The round was led by Fortress Investment Group and Citadel Securities, with participation from Panera Capital, Galaxy Digital, and others. Notably, the large-scale investment round highlights growing institutional confidence in Ripple’s leadership and business model after its most successful year to date. 

Additionally, Ripple highlighted recent milestones within its ecosystem. The company reported more than $95 billion in total payment volume across its global payments network and more than $1 billion in market capitalization for its RLUSD stablecoin. Ripple also discussed its six strategic acquisitions, completed in just over two years, which have expanded its reach across payments, custody, and stablecoins.