AVICI, a Solana-based neobank token, soared from $0.35 to over $7 in November, gaining more than 1,700%. This surge accelerated amid speculation about a partnership with payment infrastructure leader MoonPay.
The altcoin’s market capitalization rose to over $90 million on November 27, 2025. This growth was fueled by increasing adoption of Web3 neobank services and record sector-wide transaction volumes.
MoonPay Speculation Drives Investor Interest
Increased social media attention linking MoonPay to AVICI sparked strong investor enthusiasm. MoonPay, a global payment infrastructure provider, boasts over 30 million verified users across 180 countries, with transaction volumes exceeding $8 billion as of 2025. The company generated $150 million in revenue in 2021 and formed partnerships with major brands such as adidas, Gucci, and Nike.
Source: BeInCrypto
A prospective MoonPay collaboration could significantly expand AVICI’s reach and utility. MoonPay’s $200 million revolving credit line from Galaxy earlier this year highlights strong institutional backing. Such a partnership would offer AVICI access to established payment solutions and millions of users.
Web3 Neobank Sector Demonstrates Strong Growth
AVICI’s trajectory mirrors the broader Web3 neobank category’s expansion. Physical card transaction volumes for neobank projects reached a record $379 million last month, based on Dune Analytics data tracking crypto cards across all chains. This marks the accelerating adoption of blockchain-based payment tools.
The Web3 neobank sector now claims a $4.19 billion market cap, with top players like Mantle ($3.31 billion) and Ether.fi ($412 million) leading. The global neobanking market reached $148.93 billion in 2024 and may grow to $4,396.58 billion by 2034, reflecting a compound annual growth rate of 40.29%.
Decentralization, self-custody, and DeFi integration set Web3 neobanks apart. These platforms operate without physical branches, relying on blockchain while offering Visa and Mastercard payment cards. This model—emphasizing transparency, fewer intermediaries, and cross-chain support—appeals to users seeking alternatives to traditional banks.
In November, AVICI processed 100,000 transactions through its card service, which highlights real-world use beyond speculation. The project emphasizes self-custody, seamless on-chain swaps, and privacy-first financial services, all built on Solana’s high-throughput blockchain.
4-hour AVICI/USDC chart displays steady climb to $7.39 with $95.43 million market cap and 12,430 holders. Source: blackbeardXBT
Market Dynamics and Future Projections
AVICI raised $3.5 million via an initial coin offering on MetaDAO launchpad, cementing its presence within the Solana ecosystem. The token, launched about a month ago, has since seen its market cap increase tenfold. Notably, one investor amassed $35,000 in AVICI at a rate of roughly $266 per minute, reflecting strong conviction in the firm’s project.
The token’s organic growth has caught the eye of observers. The absence of venture capital selling allows retail investors to participate without the dilution pressures often seen in VC-heavy projects. Liquidity stands at $2.5 million, and fully diluted valuation matches the $90.7 million market cap—ensuring transparent distribution.
Analysts following the neobank narrative argue that projects with high user retention, transaction volume, and network growth are best positioned for future gains. AVICI competes with low-cap alternatives like Cypher (second in card transaction volume, with a market cap under $10 million) and Machines-cash, a privacy-centric project valued at under $5 million.
Some market participants have issued bold price targets for AVICI, ranging from $50 to $500 per token. These valuations imply market caps of $1 billion to $5 billion. However, such projections depend on continued adoption, successful partnerships, and overall sector growth.
The convergence of rising privacy concerns, AI integration, and innovative blockchain banking positions the neobank narrative as a market driver through 2026. As mainstream finance faces greater scrutiny and increased transparency demands, decentralized options may capture additional market share.
