Ripple announced on September 15 that it will donate $25 million worth of its U.S. dollar–backed stablecoin, RLUSD, to support small businesses and veteran career programs across the United States.
When small businesses and veterans thrive, so do communities.
We’re proud to announce a $25M donation in $RLUSD on XRP Ledger to Accion Opportunity Fund and @HireHeroesUSA: https://t.co/sS1jwD03tlThis investment highlights how stablecoins can drive real-world impact by…
— Ripple (@Ripple) September 15, 2025
Ripple’s Stablecoin-Driven Philanthropy
The donation will be distributed between Accion Opportunity Fund and Hire Heroes USA, two nonprofit organizations dedicated to empowering underserved entrepreneurs and military veterans. Ripple stated that the initiative is designed to expand access to capital for small business owners and create new career pathways for veterans and their spouses.
By providing RLUSD as the donation vehicle, Ripple (XRP) aims to showcase how stablecoins can enable faster, more transparent funding for social impact initiatives.
This marks Ripple’s second major charitable contribution in 2025, bringing its total philanthropic support this year to over $50 million, including prior donations to education-focused nonprofits.
Why Small Businesses and Veterans?
According to Ripple’s CEO Brad Garlinghouse, small businesses and veterans are two of America’s strongest drivers of progress but often face systemic barriers that limit their economic potential.
U.S. small businesses and veterans embody resilience and opportunity.
Through @Ripple’s $25M $RLUSD commitment to Accion Opportunity Fund and @HireHeroesUSA, we’re helping expand access to capital, training, and careers—so they can help power the future of the economy. https://t.co/2aA61mU29A
— Brad Garlinghouse (@bgarlinghouse) September 15, 2025
Small businesses employ nearly half of the U.S. workforce and generate 43.5% of GDP, yet many struggle to access growth capital.
Of the 16 million veterans living in the U.S., around 200,000 transition into civilian life annually, with 80% lacking job placements.
Ripple highlighted that these statistics underscore the urgent need for training, funding, and career development.
A Billion-Dollar Ripple Effect
Ripple estimates that this donation could generate a $1.25 billion lending impact through its partnership with Accion Opportunity Fund, supporting entrepreneurs nationwide via the Ripple Digital Leap Forward accelerator program.
The program will provide underserved business owners with training and up to $500,000 in immediate funding support.
Meanwhile, Hire Heroes USA plans to use its share to assist 14,000 veterans in securing employment and launch new career programs focused on financial technology.
Ripple projects the combined economic impact could reach $1 billion, amplifying the long-term benefits of this initiative.
Strategic Timing for Ripple
The announcement comes shortly after Ripple signed a deal to provide digital asset custody technology to Spanish banking giant BBVA, signaling the company’s dual focus on business expansion and social responsibility.
By tying its philanthropic efforts to RLUSD, Ripple is not only demonstrating stablecoin utility but also reinforcing its role in shaping the future of digital finance within the U.S. economic ecosystem. This could support a bullish case for Ripple according to our analyst.
