XRP is back in the spotlight as Ripple CEO Brad Garlinghouse predicts that an XRP ETF approval is “inevitable” before year-end.
This bold projection has fueled optimism in the crypto market, with analysts forecasting billions in inflows and a potential rally that could push the XRP price toward new highs.
The growing demand for Ripple’s native token, coupled with rising institutional interest, is shaping 2025 as a potential breakout year for XRP.
XRP ETF Approval Seen as “Inevitable”
In an interview with Bloomberg, Garlinghouse said that the SEC could approve some or all pending spot XRP ETF applications by the end of 2025. Asset managers, including Bitwise, Franklin Templeton, and Canary, have already submitted filings, signaling heightened institutional appetite for exposure to XRP.
Ripple CEO Brad Garlinghouse says XRP is set to join the U.S. digital asset stockpile, with an ETF launch anticipated by year-end. Source: @TheCryptoSquire via X
“The approval of a spot XRP ETF is inevitable,” Garlinghouse emphasized, hinting that XRP could one day be part of U.S. government reserves alongside Bitcoin and other digital assets.
Polymarket data shows odds of approval climbing to 96%, a sharp rise from just 65% earlier this year. ETF analysts James Seyffart and Eric Balchunas also maintain their approval probability at 95%, reinforcing confidence that regulatory momentum is turning favorable.
Analysts Expect Up to $8 Billion in Inflows
Market experts are projecting a massive wave of capital inflows once an XRP ETF goes live. CryptoQuant’s head of research estimates that 1% to 4% of XRP’s circulating supply could be absorbed by ETFs within the first year — translating to $1.8 to $7.2 billion at current prices.
Crypto.com CEO Kris Marszalek predicts XRP ETFs could draw $8 billion in inflows in 2026, signaling the token’s low-price days are nearly over. Source: Amelie via X
Crypto.com CEO Kris Marszalek offered an even more bullish forecast, predicting $4 billion to $8 billion in inflows that could push the price of XRP into the $4–$8 range by year-end.
This projection would place XRP ahead of Ethereum’s ETF debut, which took over a year to attract similar levels of capital. CME XRP futures have already crossed $1 billion in open interest, and leveraged ETFs like ProShares UXRP are seeing record growth, highlighting growing institutional engagement.
Institutional Adoption of XRP on the Rise
The XRP Ledger (XRPL) continues to gain traction in tokenization and stablecoin use cases. Ripple’s RLUSD stablecoin now holds $729 million in assets, while tokenized real-world assets on XRPL have surged near $300 million — a 10% jump in just a month.
Institutional players are taking notice. Companies like VivoPower plan to purchase $100 million worth of XRP for treasury use, while firms like Webus, Trident, and SBI Holdings have also disclosed significant allocations.
Market infrastructure is expanding as well. Hidden Road, a leading prime broker, now processes over $10 billion in daily volume through XRPL, further strengthening liquidity and positioning XRP for broader institutional adoption.
XRP Price Outlook and Technical Levels
The XRP price today sits near $3.02, consolidating above its 200-day EMA at $2.57. Technical indicators suggest a bullish setup: a descending wedge and bullish pennant pattern point to the potential for an upside breakout.
XRP was trading at around $3.11, up 3.10% in the last 24 hours at press time. Source: XRP price via Brave New Coin
The first major target is $3.67, the year-to-date high — a 21% gain from current levels. A sustained break above that resistance could open the path toward $5, a level many traders view as a psychological milestone. However, a drop below $2.57 would invalidate the bullish scenario.
Outlook: Q4 Could Be a Defining Moment for Ripple XRP
With ETF optimism at record highs, corporate treasuries buying XRP, and XRPL expanding into stablecoin and tokenized asset markets, many analysts believe the final quarter of 2025 could be a turning point.
If XRP ETF approval arrives before year-end, it could unleash billions in institutional inflows and drive a strong move higher, potentially sending the XRP coin price toward new all-time highs.
