Galaxy Digital, the crypto-focused financial services firm founded by billionaire investor Mike Novogratz, has launched “GalaxyOne,” a comprehensive wealth management platform designed for U.S. retail investors.
Today, GalaxyOne officially launches, precision-built for individual investors who expect more. Cash. Crypto. Equities. Yield. All in one app, powered by Galaxy. pic.twitter.com/yuIZviNsBL
— Galaxy (@galaxyhq) October 6, 2025
The platform integrates traditional finance and digital assets, aiming to give individuals access to institutional-grade tools that were previously available only to professional investors.
Bringing Institutional-Level Services to Retail Users
Through GalaxyOne, users can trade U.S.-listed stocks, ETFs, and a variety of digital assets including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and Paxos Gold (PAXG) — all within a single interface.
The platform builds upon Fierce, a mobile fintech startup Galaxy acquired in 2024. Initially available only as an iOS app, GalaxyOne has now expanded to Android and web versions, enabling broader accessibility.
Galaxy Digital noted that existing financial tools often suffer from fragmentation, forcing investors to juggle between low-yield checking accounts and unconnected trading platforms. GalaxyOne seeks to bridge that gap by unifying traditional and digital financial management.
Industry observers, including Finance Magnates, have described GalaxyOne as a potential challenger to Robinhood and other retail-focused investment apps.
Competitive Yields and Next-Gen Features
One of GalaxyOne’s standout features is its high-yield cash account, which offers an annual interest rate of 4.00% on FDIC-insured USD deposits.
For qualified investors, the firm also introduced “Galaxy Premium Yield,” providing returns up to 8.00% annually, not as a temporary promotion, but as part of its ongoing product offering.
These yields are backed by Galaxy Digital’s institutional lending desk, which manages over USD 1.1 billion in outstanding loans. The firm leverages this institutional infrastructure to extend competitive returns to individual investors.
Roadmap and Expansion Plans
Looking ahead, Galaxy Digital plans to roll out corporate accounts, staking options (including Solana), and additional securities and lending products.
In a statement, the company said, “This is only the beginning for GalaxyOne,” emphasizing its goal to build a fully integrated platform for both traditional and digital wealth management.
