Ethereum (ETH) remains a cornerstone of many crypto portfolios, as many investors enjoyed the ride from around $1,500 in April to more than $4,000 today.

The strong gains solidified Ethereum’s status as an elite asset as the world’s second most valuable cryptocurrency and the world’s 48th largest asset.

However, Ethereum’s half-trillion-dollar valuation means it may not deliver the type of explosive growth that many investors want. As the end-of-year rush to identify the top cryptocurrencies to buy intensifies, investors are rotating into smaller altcoins with higher upside potential.

Two standout altcoins are emerging as top picks: Digitap ($TAP), the creator of the world’s first “omni-bank,” and Shiba Inu (SHIB), one of the top memecoins poised for a strong surge.

Digitap’s App Unifies Fiat, Crypto, And Visa Spending

Digitap is a future-proof fintech crypto project that blends traditional finance with decentralized finance. Its live app lets users hold, send, receive, save, invest, and spend both fiat currency and more than 100 cryptocurrencies in one place.

Through a partnership with Visa, Digitap makes it possible for users to spend their crypto instantly at more than 70 million merchants worldwide. The Digitap card comes in physical or virtual form and is fully compatible with Apple Pay and Google Pay.

Source: Digitap

Compatibility with one of the leading global card issuers is part of the reason why Digitap’s presale program is off to a roaring start.

The current presale stage has raised more than $700,000, and the second round is roughly 98% sold out. Currently selling at $0.0159, the token’s 22% increase to $0.0194 in the third round is imminent and could happen within hours.

The token is already up roughly 30% from its first round, and the built-in pricing rewards early buyers and creates a higher price floor for launch.

The case for Digitap’s token is also based on favorable tokenomics. With a fixed supply of 2 billion tokens, every transaction on Digitap’s network triggers an automatic token buyback and burn initiative. This ties the native $TAP token’s value directly to its real-world usage.

Why Meme Momentum Plus Shibarium Matters For SHIB

Shiba Inu was born as a memecoin, but it has since evolved into a multi-billion-dollar ecosystem backed by its passionate “SHIB Army” community. The project’s Shibarium layer-2 network has been operating for two years with plans to become a fully decentralized and community-driven ecosystem.

Similar to Digitap, Shiba Inu’s tokenomics are investor-friendly. The latest data shows consistent burns on a daily basis, and this boosts value for holders. This alone can justify the case for Shiba Inu to “delete another zero” from its price in the next major surge if Shiba Inu breaks above the key resistance of around $0.0000135.

While Shiba Inu lacks Ethereum’s technical depth, it makes up for it from an investment proposition given its meme narrative and community power.

Source: Shiba Burn Tracker

Why $TAP And SHIB Could Outpace ETH’s Gains In Q4

Ethereum’s status as a blue-chip crypto means investors can expect relatively steady growth and returns. This is great for investors with a long-term horizon, but less ideal for investors looking for rapid gains.

In contrast, Digitap and Shiba Inu offer a sharper short-term risk-to-reward profile. Both are smaller-cap projects that remain overlooked or underappreciated by investors.

One of the top crypto strategies for presale investing is to identify a project with a live product that can have a tangible benefit for a large demographic.

In this case, Digitap can target the more than one billion adults worldwide who are unbanked or have minimal access to banking products. All these people can be given an opportunity to join the global financial community and enjoy financial inclusion that leads to a better life.

Shiba Inu, on the other hand, thrives on viral attention. This is a compelling investment thesis but falls short of a project with a live global app that even non-crypto users can benefit from.

For investors eyeing the top altcoins for 2025, these two tokens represent different paths: Digitap is a fundamentals-driven play with fintech innovation, while Shiba Inu is a high-energy bet built on community-fueled memecoin mania.

As such, both tokens have the potential to outperform Ethereum’s gains in Q4.

Discover the future of crypto cards with Digitap by checking out their live Visa card project here:

Presale https://presale.digitap.app  

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app