Binance (BNB) and Solana (SOL) are two crypto elite players vying for a part of most investors' portfolios.

There is a lot of logic to this thinking: Binance is the undisputed crypto broker market leader while Solana continues to benefit from its low-fee, high-speed blockchain with billions of dollars in total value locked.

Both Binance and Solana occupy a spot within the top-10 cryptos by market cap. Binance ranks as the fourth-largest crypto at $165 billion, while Solana ranks sixth at $106 billion. Both tokens have the potential to continue moving higher, but with such a large market cap, much of the upside is already priced in.

An increasing number of investors recognize that the easy money has already been made and are shifting their attention elsewhere. One name gaining attention at the expense of blue-chip cryptos is Digitap ($TAP), the creator of the world’s first “omni-bank” that blends traditional finance with crypto in one app.

Binance’s Scale Is Elite, But Upside Looks Incremental

Binance Coin’s success is one of crypto’s most exciting stories. Launched in 2017 to fuel Binance exchange fees and now the BNB Chain, the platform enjoys mainstream dominance. The platform recently hit 280 million registered users, placing it in an elite category that few within the traditional finance and crypto worlds can rival.

Early BNB investors have already made life-changing profits with the token up from its ten-cent ICO price eight years ago. This implies a return of more than one million percent and makes the case for a much more limited upside potential ahead

BNB can certainly grind higher over the next market cycle, yet it’s nearly impossible to provide the type of asymmetrical return that crypto investors crave.

Source: @SujalJethwani

What A $100B+ Base Means For SOL’s Next-Leg Potential

Solana was somewhat mocked in February 2025 for surviving a whole year with no downtime since its last major outage in February 2024 that lasted five hours.

However, recent data point to a very healthy network. Notably, the chain’s total value locked in DeFi hit an all-time high above $12 billion in September, showing consistent and steady gains since late 2023.

Source: DefiLlama

Meanwhile, institutional interest has seen public companies pouring billions of dollars into SOL.

Yet, just like BNB, Solana’s sheer scale limits the probability of any outsized future gains. Pushing significantly higher from a base that is already above $100 billion would require Solana to win an unprecedented share of the global financial system or crypto market.

As such, Solana is ready to join BNB as it transitions from hyper-growth to a more steady and incremental trajectory. The easy money has already been made with SOL’s initial seed sale in 2018, priced at just four cents.

How Digitap Targets Unbanked Users And Remitters

Digitap brands itself as the world’s first “omni-bank,” meaning it offers a single application that blends traditional finance and banking features with crypto. Digitap’s platform is already live and operational and lets users send, receive, store, save, invest, swap, and spend their money.

The company has integrated with a major payment network and offers a Visa card compatible with Apple Pay and Google Pay.

Source: Digitap

Digitap is on a mission to onboard a share of the 1.4 billion adults worldwide who have no access or limited access to the global financial community. Another large market is the millions of foreign workers worldwide who send remittances to their family and friends back home.

An estimated 800 million people worldwide rely on remittances to survive, but the money comes at a hefty industry-average fee of 6.2%. Digitap can provide the same remittance services but aims to do so at a cost of less than 1%.

Can $TAP 100x? Users, Price, And Per-User Value Math

Much like Binance and Solana, Digitap is trading for mere pennies. Currently, Digitap’s presale event is running strong with the second round selling the native $TAP token at $0.0194, up from $0.0125 in the first round. According to Digitap’s tokenomics, the supply of tokens is fixed at 2 billion.

Digitap needs to win a small share of its market to justify a 100x gain, or a move to $1.94 a token. Binance’s 280 million users and $165 billion market cap imply roughly $600 of value per user.

Even if it is assumed Digitap’s users would be valued at half of that to be conservative (Binance is, after all, an industry titan, and Digitap is still an upstart), the company would need between 12 and 13 million users to justify that valuation.

This represents a minuscule 4% to 5% of Binance’s user count and might prove to be a base case scenario as Digitap’s omni-bank model catches on.

BNB And SOL Endure, But Bigger Upside Skews Toward $TAP

Both Binance and Solana have earned their elite status through years of development, real adoption, and convincing users to embrace their technology. They will remain strong assets for years to come, especially as the crypto industry becomes more mainstream.

However, their days of astronomical returns are behind them. The likelihood of a 100x or even a 10x gain for BNB or SOL at this stage is extremely low, if not outright impossible. Simply put, it is much easier for a smaller and overlooked project to multiply in value.

Digitap represents the type of return on capital that BNB and SOL once offered investors in their infancy. Digitap is connecting the convenience of fintech with the power of crypto and stands to perform well as it targets a total addressable market in the billions.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app