What is a CBDC? What are its risks?

What is a CBDC? What are its risks?

A CBDC, or Central Bank Digital Currency, is a digital form of fiat money issued and regulated by a government’s central bank. It aims to modernize payments and improve financial inclusion. There is still much curiosity about its risks and potential impact on the economy and crypto markets. This special feature explores these and many other topics.

18 articles
EU's Central Bank to Launch CBDC in 2029: Non-Custodial Best Wallet Is Better EU's Central Bank to Launch CBDC in 2029: Non-Custodial Best Wallet Is Better
The EU is still looking to roll out a central bank digital currency for 2029, but Best Wallet can handle all of your crypto needs today.
2025-10-31 10:10
ECB Pushes For 2029 CBDC Launch — The Digital Euro Era Nears
European Central Bank officials kept a clear target this week: launch the digital euro in 2029. That goal was described as realistic by senior ECB figures, even as the bank said it will carry on with
2025-10-31 10:46
Bitcoin Beats The Euro — France Chooses Crypto Over CBDC Bitcoin Beats The Euro — France Chooses Crypto Over CBDC
France’s National Assembly moved to block European Central Bank’s planned digital euro and to favor Bitcoin and euro stablecoins. Based on reports, the resolution was filed on October 22, 2025 by Éric Ciotti and UDR members. Related Reading: IBM Unveils D
2025-11-01 13:10
APAC’s Digital Currency Strategies Diverge—CBDC vs Stablecoin
Asian and Pacific(APAC) jurisdictions chart divergent digital currency development paths. Some are advancing central bank digital currencies while others embrace private stablecoins.Hong Kong complete
2025-10-30 07:56
Best Altcoins to Buy as Kyrgyzstan Launches Stablecoin and Confirms Future CBDC Plans Best Altcoins to Buy as Kyrgyzstan Launches Stablecoin and Confirms Future CBDC Plans
Kyrgyzstan has launched its own national stablecoin, with a CBDC on the way. Discover the best altcoins to buy now.
2025-10-27 09:56
CBDC vs Crypto: What's the Real Battlefront for Digital Money? CBDC vs Crypto: What's the Real Battlefront for Digital Money?
The idea of money has never stood still. It started as paper, then became code. Now, in 2025, that code is splitting into two philosophies.
2025-10-27 10:51
Helius Labs’ CEO calls out Binance's CZ for endorsing and contributing to Kyrgyzstan's CBDC efforts
Mert Mumtaz, CEO of Helius Labs is one of those who sees CBDC as a step backward, one that puts custody of personal finances in the hands of the government. The Solana network contributor’s latest disapproval came as a vocal reaction to Changpeng Zhao’s s
2025-10-27 11:14
SuperEx Education Series: Central Bank Digital Currencies (CBDCs) and Their Relationship with the Crypto World SuperEx Education Series: Central Bank Digital Currencies (CBDCs) and Their Relationship with the Crypto World
The simplest way to explain central bank digital currency is: a digital currency issued by a country’s central bank—CBDC for short. Of course, major countries/regions such as the United States, Russia, China, and the EU have not officially launched CBDCs
2025-10-25 11:43
Are Stablecoins Just Corporate Versions of CBDCs? Are Stablecoins Just Corporate Versions of CBDCs?
While stablecoins are often promoted as a bridge between traditional finance and digital assets, venture capitalist Jeremy Kranz believes they may instead be paving the road toward corporate-controlled money.
2025-10-19 13:13
Sentinel Global founder warns stablecoins mirror CBDC risks
Jeremy Kranz warned that privately issued stablecoins carry the same risks as CBDCs, plus their own unique dangers.
2025-10-19 14:24
CBDC: Uganda Begins Testing Its First Digital Currency CBDC: Uganda Begins Testing Its First Digital Currency
Uganda has taken its first major step into the world of digital money with the launch of a pilot central bank digital currency (CBDC).
2025-10-10 08:40
CBDC Pilots in 2021-2024 Prepared XRP Ledger for Stablecoin Expansion, Former Ripple Adviser Says CBDC Pilots in 2021-2024 Prepared XRP Ledger for Stablecoin Expansion, Former Ripple Adviser Says
Former Ripple adviser says CBDC pilot programs laid technical groundwork for XRP stablecoin capabilities
2025-10-09 11:47
How Central Bank Digital Currencies Reshape Finance | CBDCs How Central Bank Digital Currencies Reshape Finance | CBDCs
CBDCs have become a relevant topic in the Global Finance system. They essentially redesign finance by modernizing payment systems & developing efficiency
2025-09-25 16:33
Hedera Builds Global Finance Rails with Stablecoin and CBDC Growth Hedera Builds Global Finance Rails with Stablecoin and CBDC Growth
Hedera (HBAR) is gaining traction in global finance, integrating into CBDC pilots like Project Acacia, the AUDD stablecoin, and Australia’s AP+ network. With upcoming exposure at SIBOS 2025 alongside Citi and Deutsche Bank, analysts see strong technical u
2025-09-25 09:36
CBDC vs. Cryptocurrencies: What’s Next for the Future of Money? CBDC vs. Cryptocurrencies: What’s Next for the Future of Money?
Discover CBDCs and cryptocurrencies: contrasting digital currencies with unique strengths and challenges in the evolving financial landscape.
2025-09-17 19:17
What Is Central Bank Digital Currency (CBDC)? What Is Central Bank Digital Currency (CBDC)?
A Central Bank Digital Currency (CBDC) is a digital representation of a nation's fiat currency issued and regulated by its central bank.
2025-09-13 16:47
How Governments Are Using Blockchain in 2025: From Digital Identity to CBDCs and Voting How Governments Are Using Blockchain in 2025: From Digital Identity to CBDCs and Voting
How governments are adopting blockchain in 2025: digital identity, CBDCs, elections, records, and global policy trends.
2025-08-29 14:42
CBDCs vs. Stablecoins: Main Differences and Use Cases CBDCs vs. Stablecoins: Main Differences and Use Cases
Explore the key differences and use cases of CBDCs vs. stablecoins in the evolving digital currency landscape
2025-08-29 14:43