XRP has become one of the most talked-about assets this weekend as a series of analyst posts, whale activity, and corporate updates reignited attention around Ripple’s native token.
The asset climbed over 4% in the past 24 hours, reaching around $2.60, following fresh statements from Ripple executives and growing debate among traders on social media.
Recent data from Santiment highlighted a spike in retail fear, uncertainty, and doubt (FUD), particularly from smaller wallets. Historically, these retail sell-offs have often preceded bullish reversals. According to the firm’s on-chain indicators, crowd predictions expecting XRP below $2 tend to coincide with accumulation signals, while calls above $3 typically reflect overconfidence and serve as warning signs.
? XRP is at ~$2.60 after a +4% day. We've seen some retail FUD across social media, indicating small wallets are selling off. During this $2-$3 price stretch, high crowd predictions of $XRP under $2 is a buy signal and above $3 is a sell signal.
? Link: https://t.co/aUGQ5jYWJK pic.twitter.com/q6yqtLpO11
— Santiment (@santimentfeed) October 25, 2025
Ripple Eyes XRP Integration Into Its Brokerage Platform
The renewed interest comes as Ripple explores new ways to integrate XRP into its recently acquired multi-asset brokerage, Ripple Prime. Company president Monica Long confirmed that XRP remains a focus, with its RLUSD stablecoin already used as collateral for several brokerage products. She described the firm’s roadmap as “mighty bright,” signaling long-term confidence in XRP’s ecosystem role.
The opportunities now available to Ripple Prime (fka Hidden Road) are expansive. With $RLUSD already being used as collateral for a number of prime brokerage products, and Ripple Prime looking at a variety of ways to utilize XRP, the future ahead is mighty bright. https://t.co/YFSUQlyeOO
— Monica Long (@MonicaLongSF) October 24, 2025
Ripple CEO Brad Garlinghouse echoed that sentiment, emphasizing that XRP continues to sit at the center of the company’s infrastructure as it builds out solutions for what he described as the “Internet of Value.” These remarks followed Ripple’s $1.25 billion purchase of prime broker Hidden Road, which was rebranded as Ripple Prime earlier this year.
Traders Split Between Optimism and Skepticism
The social media buzz surrounding XRP intensified after investor James Wynn announced that he had allocated more than $25,000 into the token, citing its potential to reshape global banking systems. Wynn’s post quickly went viral, adding to the conversation about whether XRP could become a bridge asset for institutional finance.
I’ve spent the last 24hrs going down the rabbit hole of $XRP.
I have decided to invest a SIGNIFICANT portion into XRP. ($25..+)
I believe it could revolutionize the banking systems. It’s a gamble, as all investments are.
Whether you are Team XRP or not. I want everyone to…
— James Wynn (@JamesWynnReal) October 25, 2025
Meanwhile, popular analyst EGRAG Crypto urged traders to focus on the long-term technical picture, pointing to the 100-day exponential moving average on the monthly chart. According to his analysis, the $0.85 level marks a structural low for future cycles, suggesting that the current rally could represent an early phase of broader market expansion.
#XRP – LOCKED IN ?:
When your favorite TA analyst says they’re bearish on #XRP, show them this Chart.
The blue line represents the 100 EMA on the monthly timeframe, which is currently the low point at $0.85 for the next bear market. Tell them that @egragcrypto is willing to… pic.twitter.com/v9rs9Helpd
— EGRAG CRYPTO (@egragcrypto) October 25, 2025
Market Reactions and Industry Commentary
Not all feedback has been positive. Some crypto analysts have questioned the exact scope of XRP’s role within Ripple Prime, with critics arguing that the company’s focus remains on its RLUSD stablecoin rather than on direct XRP utilization. Legal analyst Bill Morgan, however, dismissed the skepticism, arguing that XRP’s full utility within Ripple’s new financial framework would “become evident in time.”
Adding to the bullish sentiment, treasury firm Evernorth — which Ripple has backed — recently disclosed an increase in its XRP holdings to the $1 billion mark. Market participants view this as a vote of confidence from institutional players amid heightened retail speculation.
Outlook
While XRP continues to oscillate between $2 and $3, analysts believe the asset’s next breakout will depend on how quickly Ripple can convert its strategic acquisitions into tangible utility for XRP holders. If on-chain trends mirror previous cycles, rising FUD and small wallet exits could once again mark a turning point for the token’s next major rally.
