Sending crypto shouldn’t require copying 42-character wallet addresses and worrying about which blockchain network to use. pay3 (pay3.so) fixes the problem.
The platform lets anyone create a personal payment link using just a username – like pay3.so/@name – that works across all major cryptocurrencies and blockchain networks. Instead of sharing multiple wallet addresses for different tokens, users now share one link.
Here’s how it works: someone visits your pay3 link, enters the amount they want to send, picks their preferred token (USDT, USDC, or ETH), and pays. pay3 automatically shows which blockchain network has the lowest fees and routes the payment there. No wallet app downloads required. No blockchain expertise needed.
“We put a man on the moon but still make people type hexadecimal strings to send $100,” said Varun Goel, CEO of pay3.
pay3 supports payments across Ethereum, Tron, and the upcoming BNB Smart Chain. The platform charges zero transaction fees and operates non-custodially – meaning pay3 never holds user funds. Payments go directly from sender to receiver, wallet-to-wallet.
The Wallet Address Problem
Current crypto payments require recipients to share different addresses for different cryptocurrencies, often across multiple blockchain networks. A freelancer accepting payment might need to share separate addresses for USDT on Ethereum and Tron – confusing both parties and leading to errors/delays.
Senders face similar friction: they must verify the correct network, ensure sufficient gas fees, and manually confirm the recipient’s address character by character. One wrong character or wrong network selection can result in permanent loss of funds.
pay3 consolidates this entire process into a single link that intelligently detects which tokens and networks the recipient accepts, then automatically recommends the most cost-effective option.
Who It’s For
pay3 targets crypto-native users who regularly send and receive stablecoins – freelancers, content creators, small business owners, and anyone splitting bills with friends. The platform is particularly useful for people who receive payments from multiple sources and are tired of maintaining a spreadsheet of different wallet addresses.
Early adopters include freelance developers and designers who work with international clients and previously had to walk each client through which network to use, and content creators monetizing through crypto tips who can now add a simple pay3 link to their social bios instead of listing multiple wallet addresses.
About pay3
Crypto payments today are broken. Users juggle multiple wallet addresses, worry about sending to the wrong chain, and pay excessive fees. Recipients share different addresses for different tokens. Everyone loses time and money to complexity.
pay3 fixes this. One link replaces all your addresses. Senders just enter an amount, pick a token, and pay – no wallet connections, no chain confusion, no stress. We automatically recommend the cheapest network, making fees transparent and minimal.
The platform is built by Todayq, a company that’s been creating products for crypto users since 2017, including Koinpr, a Web3 marketing studio and HASH (HASH Media), a crypto culture focused media.
