Visa Inc., one of the world’s leading payment networks, has announced the launch of a pilot program that enables recipients to receive payments made in fiat currency as stablecoins in their crypto wallets.
LATEST: ? Payments giant Visa has launched a pilot program enabling US businesses to send USD stablecoin payouts directly to recipients' crypto wallets, while still funding their business accounts with fiat. pic.twitter.com/gd0WsN5txZ
— CoinMarketCap (@CoinMarketCap) November 12, 2025
This move marks a major step toward bridging the gap between traditional finance (TradFi) and digital assets, blending the reliability of fiat systems with the speed and flexibility of blockchain technology.
Connecting Fiat and Crypto in Real Time
Under Visa’s new framework, businesses can send payments in fiat currency, while recipients receive funds as stablecoins in their crypto wallets.
Stablecoins , the cryptocurrencies pegged to fiat currencies such as the U.S. dollar (USD) , maintain price stability, making them ideal for payments and remittances.
Visa highlighted that this solution allows companies to continue using their existing payment infrastructure, while offering recipients the advantages of crypto, such as instant settlement and cross-border accessibility.
The company sees particular value for freelancers, remote workers, and small businesses engaged in international transactions, who often face high fees and long delays with traditional wire transfers.
A Step Toward Mainstream Crypto Payments
Direct crypto payments have traditionally been challenging for businesses due to wallet management complexity and price volatility.
By leveraging stablecoins, Visa’s program offers a simplified and low-risk gateway into the crypto economy.
Recipients benefit from the transparency and traceability of blockchain transactions, while senders continue operating in familiar fiat environments.
According to Visa, the pilot program aims to gather real-world data to refine the service before broader commercial rollout.
This initiative underscores Visa’s long-term strategy of integrating blockchain-based payment solutions into its global network.
Rising Institutional Interest in Stablecoins
Stablecoins like USDC and USDT have become increasingly central to the crypto ecosystem, with global transaction volumes exceeding trillions of USD annually. Transak CEO stated that stablecoins will power the next decade of digital payments recently.
Visa’s involvement could accelerate institutional adoption, signaling growing confidence in regulated digital payment models.
The company described the pilot as “a step toward a more connected global financial system, where fiat and crypto coexist seamlessly.”
Analysts say Visa’s pilot demonstrates a pragmatic approach to crypto adoption, addressing corporate hesitations around volatility and compliance.
If successful, the program could reshape cross-border payments, allowing near-instant transfers with lower costs , potentially challenging traditional remittance models.
