A milestone in the fintech world almost slipped under the radar this week: Revolut is now worth an astonishing $75 billion — a valuation that puts it shoulder-to-shoulder with the biggest names in global finance.
Key Takeaways
Revolut’s latest share sale values the company at $75 billion, placing it among the world’s most valuable fintech firms.
Major investors bought existing shares rather than providing new capital, giving employees a rare liquidity opportunity.
The valuation surge follows rapid global expansion, booming revenues, and the rollout of regulated crypto services across Europe.
What makes this event remarkable isn’t just the number. It’s how the company reached it.
A Share Sale That Was Really About People, Not Capital
This was not a traditional fundraising effort where a young tech firm raises money to stay alive. Revolut didn’t need the cash. Instead, some of the world’s biggest investment firms lined up to buy shares from existing holders, allowing early employees — not new investors — to unlock the value they built.
Coatue, Dragoneer, Greenoaks and Fidelity led the bidding war, joined by a16z, Franklin Templeton, T. Rowe Price and Nvidia’s investment arm. For a private company, that lineup looks more like a pre-IPO stampede than a private sale.
By the company’s count, this marks the fifth time employees have been offered liquidity, a rarity in tech and almost unheard of in fintech.
A Global Bank Without the Branches
The valuation didn’t materialize out of thin air. Revolut has spent the past two years transforming into something far bigger than a crypto-friendly payment app.
It has become a full-scale digital banking ecosystem, and its footprint is now more global than ever. Recent licenses in Mexico and Colombia — and preparations to enter India — reflect a business that no longer sees itself as a UK or EU player, but as a borderless financial infrastructure company.
And the numbers back it up:
Revenue in 2024: $4 billion
Profit before tax: up 149% to $1.4 billion
Retail users in 2025: more than 65 million
Business division: $1 billion in yearly revenue
The company now sits in a league once reserved for legacy banks — and it got there without a physical branch network.
Crypto Is Becoming Core, Not Optional
Revolut’s crypto ambitions were once viewed as an experiment. Today, they are a core pillar of its model. After securing a MiCA license from Cyprus in October, Revolut gained the right to offer regulated crypto services across all 30 countries in the European Economic Area — the type of authorization most global exchanges are still fighting to obtain.
Crypto is no longer an add-on inside Revolut. It’s a strategic engine for user growth and cross-border revenue.
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All Eyes Turn to the Public Market
A private valuation of $75 billion raises a simple question:
Is Revolut preparing to go public?
A report from The Times suggests the company is exploring a dual listing split between London and New York, a move that would maximize liquidity and satisfy both European and American investor demand.
If it happens, Revolut would instantly become one of the largest fintech listings in history.
A New Chapter for Crypto-Finance Companies
Revolut is not alone. The shift toward public markets is accelerating across digital-asset-linked firms. Circle went public in June, Gemini and Figure followed in September, and more filings are already moving through the pipeline — Bitgo, Kraken and Grayscale among them.
This wave is not slowing down — industry analysts expect an even bigger cluster of crypto-finance IPOs in 2026.
Revolut’s latest valuation isn’t just a number. It’s a signal that fintech and crypto are no longer fringe sectors fighting for attention — they are becoming the financial mainstream.
