XRP price prediction talk has become intense after November’s sharp reset left the token hanging just above the $2 line.

Traders now watch every move near $2.00 to $2.20 while sentiment flashes extreme fear and many charts flag a bearish trend.

Beneath that noise, a different story is taking shape. Some of the wallets that helped drive XRP to its earlier $3.60 high are quietly lining up behind one emerging PayFi altcoin that they believe could outgrow any standard XRP price prediction. That token is Remittix.

XRP Price Prediction After Whale Reshuffles

Short term, the most common XRP price prediction sits between $2.00 and $2.70. Many desks highlight support around $1.90 to $2.00 and resistance in the $2.35 to $2.45 band. If bulls can close XRP above that zone with strong volume, several models still point toward a late year move into the $2.60 to $2.70 area.

That kind of rebound would calm nerves, but it would not change the fact that XRP is already a large cap with heavy liquidity and slower percentage swings. Not every XRP price prediction points higher. Some reports warn that a recent bearish crossover, combined with heavy selling, could drag XRP back toward $1.25 if the $2.00 and $1.90 floors fail.

Longer horizon models now show everything from a slow grind near $2 to a possible launch above $6 in 2026 if ETF flows explode. That wide spread is exactly why some big holders now keep part of their stack in XRP, but send new money into higher growth crypto ideas with a smaller starting valuation.

The PayFi Altcoin Drawing Interest From XRP Veterans

Remittix (RTX) is a PayFi DeFi project built to turn digital assets into everyday money for freelancers, families and global earners. Instead of chasing banks, it focuses on direct crypto to bank payments in more than thirty countries, with support for many assets inside a single wallet.

The team has rolled out a live wallet interface and moved into active beta testing with community users, which already puts it ahead of many early-stage crypto investment ideas that still only show slide decks. On the numbers, Remittix is no longer a tiny experiment. RTX is currently available around $0.119, with over $28.5 million already raised and roughly 692 million tokens sold to more than 30,000 buyers.

Independent security checks matter at this scale, which is why many investors take comfort from the fact that the team has been fully verified by CertiK and ranked at the very top of its pre launch token lists. With wallet testing live and demand accelerating, future price steps are expected to move higher as remaining allocation thins out.

Key reasons analysts and early communities pay close attention include:

• Remittix is building PayFi rails that let users send crypto directly into bank accounts in more than thirty countries through a simple app.

• The project links a live wallet, a web platform and payout partners so that users do not need to learn complex DeFi tools to move real money.

• RTX demand is tied to real payment volume and remittance flow instead of only speculative trading, which many see as a sign of a best crypto to buy now candidate.

• With an under one dollar token price and fast progress toward broader exchange access, RTX is often cited as a serious contender for the next big altcoin in 2025.

For investors who follow every new XRP price prediction but feel stuck waiting for the next breakout, Remittix has become the fresh story that is hardest to ignore. The combination of live wallet, strong CertiK rating and aggressive PayFi focus gives RTX a profile that many XRP veterans now call their main new bet for the next cycle.

Anyone considering a move should still study allocation, liquidity and long-term plans in detail, but the window to secure a meaningful RTX position at current levels is closing much faster than most people realise.