A major shift in Europe’s retail crypto landscape is underway as Revolut and Trust Wallet introduce a new way for users to move money onchain without touching a centralized exchange.
Rather than following the usual buy-on-exchange-then-withdraw process, the two companies have created a system in which crypto purchases flow straight into a user-controlled wallet the moment the payment is completed.
The collaboration centers on using Revolut’s payment tools — including RevolutPay, bank transfers and traditional cards — as instant funding channels for Trust Wallet. Users remain in full control of their keys throughout the process, effectively turning Revolut into a fiat on-ramp that never takes custody of digital assets. For many in the EU, the feature also comes with instant settlement and, in certain cases, no fees at all.
What makes the integration notable is its alignment with a broader move toward self-custody. Trust Wallet, owned by Binance but operating independently from its exchange infrastructure, already serves a massive global user base. The companies say more than 220 million people rely on the wallet for storing tokens without centralized oversight.
A Rapidly Expanding Revolut Looks to Cement Its Role in Europe’s Crypto Sector
Revolut has spent the past year rapidly evolving from a fintech super-app into one of Europe’s most aggressive crypto adopters. The firm recently reached a $75 billion valuation in a high-profile secondary share sale backed by heavyweights such as Fidelity, Coatue and NVIDIA’s NVentures. That milestone came shortly after securing a MiCA-compliant license through Cyprus, granting Revolut the legal authority to offer regulated crypto products across the European Economic Area.
The company’s financial growth has kept pace. In 2024 alone, Revolut generated $4 billion in revenue and booked $1.4 billion in pre-tax profit, all while extending its banking footprint to Mexico and Colombia. Its crypto infrastructure has expanded in parallel: last autumn, Revolut began working with Polygon Labs to support remittances in USDC, USDT and POL on the Polygon network — a move aimed at turning stablecoin transfers into a mainstream payment option.
Supported Assets and Features at Launch
The new Trust Wallet integration launches with a roster of widely used crypto assets: bitcoin, ether, solana, USDC and USDT. More tokens will be added as the rollout progresses, giving Trust Wallet users a straightforward route from fiat payment methods to self-custodied digital assets.
The result is a rare pairing between a major European fintech and one of the world’s largest self-custody wallets — a partnership designed to address the biggest pain point in retail crypto adoption: getting assets onchain quickly without surrendering control.
