What It Would Take For XRP To Stop Being A Top-5 Token And Start Competing With Bitcoin

Bitcoin 2025-12-31 20:24

What It Would Take For XRP To Stop Being A Top-5 Token And Start Competing With Bitcoin

A hypothetical scenario circulating among crypto investors examines how much XRP could be worth if its market value were to rise to roughly half that of Bitcoin, a benchmark that highlights the scale of growth required for such an outcome.

What Happened

Bitcoin (BTC), the largest cryptocurrency by market capitalization, has fallen sharply from its early October high of $126,198.

That rally briefly pushed Bitcoin’s total valuation above $2.5 trillion.

Following the broader market pullback, Bitcoin has since retreated to around $87,738, reducing its market capitalization to approximately $1.75 trillion.

Despite the decline, Bitcoin continues to dominate the crypto market by a wide margin, with its valuation still exceeding that of major assets such as Ethereum and XRP combined.

Even so, market participants frequently explore alternative valuation scenarios, including whether other large-cap tokens could narrow the gap.

XRP currently trades near $1.86, giving it a market capitalization of about $113 billion and placing it among the top five cryptocurrencies globally, behind Bitcoin, Ethereum (ETH), Tether (USDT) and BNB.

Why It Matters

If XRP were to reach half of Bitcoin’s current market capitalization, its valuation would need to rise to roughly $875 billion.

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That would imply a more than sixfold increase from present levels, representing a gain of approximately 673% in market value.

Based on XRP’s circulating supply of roughly 60.6 billion tokens, an $875 billion valuation would translate into a token price near $14.43.

Such a level would exceed XRP’s previous all-time high of $3.84 and mark a significant re-rating of the asset within the crypto market.

Under this scenario, the impact on individual holdings would be substantial. At current prices, purchasing 5,000 XRP requires an investment of about $9,300.

The same position would have cost notably less earlier in October, when XRP briefly traded near $1.53, but has since rebounded.

If XRP were eventually to trade at $14.43, a holding of 5,000 tokens would be worth approximately $72,150, implying a gain of about $64,500 from today’s entry price.

Market observers note that such projections remain theoretical and depend on XRP achieving a valuation that would surpass the combined market capitalizations of several major cryptocurrencies.

While some analysts have publicly discussed price targets in the $14 range over multi-year horizons, there is no certainty that XRP will reach that level.

Read Next: What Changed After The SEC Dropped Its Appeal And Why One Analyst Now Sees XRP At $8

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This content is for informational purposes only and does not constitute investment advice.

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