As NEX remains an early-stage infrastructure project, Digitap is gaining attention for its omnibank app, which combines crypto and fiat in a single tap-to-pay wallet.

Digitap ($TAP) just announced that the anticipated Solana integration is now live for users. Crypto’s fastest blockchain inside an omnibanking app is the kind of innovation that gets investors excited in 2026. $TAP is outshining the NexChain presale as capital and users move to projects with existing products and clear growth runways.

While NexChain continues to market an AI blockchain concept, with no product to show, Digitap already has a global money app that delivers banking services users can access today. Moreover, Solana deposits have also gone live.

As adoption becomes more critical than roadmaps in this cycle, investors are moving towards utility-driven altcoins that can scale through real-world usage. This difference is changing how investors assess presales and decide which ones qualify as the best altcoin to buy now.

NexChain’s growth runway faces adoption challenges

NexChain positions itself as an AI-focused blockchain network that improves automation and speed. Its main goal is to let AI services exchange information in real time, supporting financial automation, smart manufacturing, and predictive AI systems in DeFi.

The platform has attracted investor interest for its technology narrative and future roadmaps, enabling it to raise over $12 million in its presale stage. Its technical specifications are strong, boasting 400,000 transactions per second (TPS), interoperability across blockchain, and a cost of $0.001.

However, like many infrastructure plays in the market, NexChain relies on long-term developmental milestones to trigger value. Projects built this way, dependent on future upgrades, can face delays or slow onboarding.

Projects without clear utility often struggle after launch

Without an existing product, NexChain’s adoption is heavily dependent on sentiment rather than actual usage. This can lead to periods of slow engagement on the platform once presale momentum fades. For investors seeking the best altcoin to buy, this gap between concept and usage matters.

While the platform appeals to technical users, mainstream adoption requires simple applications that solve everyday problems. Crypto presales that lack clear consumer utility often struggle to maintain momentum after launch. Investors don’t want new chains anymore.

They want real applications they can use every day. In many ways, cryptocurrency is going back to the basics. And that is where Digitap comes in. It aims to provide banking services globally. Given that it already has a live product, it is easy to see how $TAP is a more interesting altcoin to buy than the $NEX token.

Digitap ($TAP) integrates Solana inside its omnibanking platform

Digitap is designed like a fintech. It’s a fully functional omnibanking app, available for download today, offering a single interface where crypto and fiat interact together as a modern consumer product. The platform perfectly fits the trend of mobile-first, borderless finance.

Its recent integration is big news. Solana deposits going live means Solana’s speed is now available inside the omnibanking system. This brings one of the crypto’s active communities and fastest rails into Digitap. The project is shipping in real time, with plans to integrate Bitcoin and Ethereum soon.

This is rare in crypto presales, and explains why it has already raised over $4.5 million. At its core, Digitap’s multirail settlement allows transactions across traditional finance rails through its partners and blockchains. Transactions will always use the fastest rail, and this is the first time DeFi and TradFi have come together meaningfully.

Digitap Visa cards have also unlocked the last mile for spending. On-chain assets can now be spent at 150 million merchants worldwide without offramping. This is how crypto becomes part of daily life and an obvious growth vector for $TAP.

Why $TAP looks like the best crypto presale token to buy this year

$TAP looks exciting because its valuation is still in its early presale stage. That means there is plenty of room for growth for investors as the token scales. Digitap targets mobile banking and global finance markets, which are larger than the cryptocurrency market. If Digitap succeeds in scaling these users, $TAP’s value would easily jump to $2 and beyond.

This marks an over 3000% return for participants who enter early. Even better, Digitap token mechanics use 50% platform profits to reward stakers and burn tokens, which makes $TAP grow as the platform scales. Moreover, it’s currently offering 124% APY to presale buyers, and this is what yield looks like in 2026: a real yield generated by a real business.

$TAP will play an active role in the Digitap economy. It will be used to unlock VIP rewards, cashback, and to drive the ecosystem. All these functions set the difference between the leading banking altcoin to buy now and legacy cryptos.

Digitap vs NexChain: Best altcoin to buy in 2026

NexChain is trying to win in a crowded infrastructure play. Digitap is targeting a category bigger than the crypto market: global finance. While Nexchain has yet to create a consumer product, Digitap has already rolled out its app, expanded its rails, and is processing real transactions today.

The reason $TAP outshines $NEX as the best undervalued crypto to buy in 2026 is because of the size of the banking, remittance, and payments sectors. They are not web3 verticals but global massive industries. If Digitap can route value more quickly and cheaply than traditional finance while keeping the experience simple, the upside potential will be huge.

While NEX upside is already priced in, $TAP trades at $0.0454 and is expected to rise to $0.0467 within the next 3 days. The confirmed listing price of $0.14 implies 3x upside for early participants buying today, making it one of the cleanest trades to watch now.