MoonPay has rolled out a virtual Mastercard debit card that lets AI agents and human users spend stablecoins straight from self-custodial wallets at any online merchant.

MoonAgents Card Launch

The product, called MoonAgents Card, converts stablecoins into fiat at the point of payment. MoonPay announced the launch Friday.

It runs on the Mastercard network and is issued through Monavate, a regulated payments platform and principal member of the Mastercard network. The card is part of a broader card issuance agreement with self-custodial wallet provider Exodus Movement.

Most existing stablecoin cards force users to preload funds or move assets offchain. Monavate handles onchain funding and authorization in real time, and wallet custody is never transferred during the process.

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Why Agentic Payments Matter

"Agents are already managing wallets, executing trades, and moving value onchain. The one thing they couldn't do was spend at a merchant. Now they can," MoonPay founder Ivan Soto-Wright said. The card is live through MoonPay's CLI in the UK and Latin America, with U.S. and EU rollouts planned in coming months.

Exodus CEO JP Richardson argued AI agents will transact at machine speed across millions of merchants, and that legacy wallets are not built for that future.

The launch caps a busy stretch for MoonPay. The firm partnered with Mastercard last May to connect cards to crypto wallets at 150 million merchants, and in February it introduced MoonPay Agents, a non-custodial wallet layer for autonomous AI systems.

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