In this guide, we explain how to buy MUTM tokens during the presale, what makes the project unique, and the risks involved in this early-stage investment.
Mutuum Finance is a new presale project that connects flexible lending options to DeFi through its dual-model approach. It combines traditional liquidity pools with direct peer-to-peer matching.
The protocol’s mtToken system automatically accrues interest for lenders, while borrowers can access liquidity without selling their holdings.
Mutuum also plans an overcollateralized stablecoin where all interest flows directly to the protocol treasury rather than being distributed to suppliers.
In this guide, we’ll analyze MUTM’s core value drivers and forecast where the token could trade over the next five years.
Mutuum Finance Price Prediction: Key Takeaways
Mutuum’s overcollateralized lending model and planned stablecoin make it easier to predict its price movements than tokens without any inherent utility.
Here’s how we see Mutuum’s price potential for the next couple of years:
End of 2025 – With platform launch and initial exchange listings, we predict MUTM could reach $0.09 by year-end. That’s roughly 1.5x from the final presale price of $0.06.
End of 2026 – As the protocol proves its lending mechanics work and attracts more liquidity, we see prices potentially hitting $0.14.
End of 2030 – If Mutuum expands across multiple chains and maintains competitive interest rates, MUTM could reach $0.25. This 4x gain from the listing price assumes the protocol becomes a viable alternative to established lending platforms.
| Year | Potential Low | Average Price | Potential High |
| 2025 | $0.07 | $0.08 | $0.09 |
| 2026 | $0.10 | $0.12 | $0.14 |
| 2030 | $0.18 | $0.21 | $0.25 |
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Mutuum’s Price History
Mutuum Finance launched its presale with an 11-phase structure starting at $0.01 per token. The project is currently in Phase 6 at $0.035, having raised $16.71 million from 16,702 holders.
The presale will end at Phase 11 with a final price of $0.06, which will also be the initial listing price.
PEPENODE claims to be the world’s first mine-to-earn memecoin. Source: PEPENODE
The project runs fully on-chain and creates a mine-to-earn system where players build virtual mining rigs in simulated server rooms.
PEPENODE price prediction for 2025:
| Potential Low | Average Price | Potential High |
| $0.0002745 | $0.002001 | $0.003294 |
Final Thoughts
Mutuum Finance addresses real gaps in DeFi lending with its dual P2C/P2P model and planned stablecoin. The project has raised over $16 million and completed its token audit through Certik.
Our Mutuum Finance price forecast shows potential gains of 1.5x by late 2025, with bigger returns possible if the platform pulls users away from Aave, Compound, and other major lenders.
The token could reach $0.25 by 2030 if Mutuum proves it can compete in the multi-billion-dollar DeFi lending market and maintains technical advantages over time.
