In a major move to bridge crypto and traditional finance, payments giant Stripe has announced the launch of a new stablecoin-based subscription feature. This service, unveiled on the 14th October, allows businesses to accept recurring payments directly from customers’ cryptocurrency wallets and receive the funds in their bank accounts as fiat currency.

? HUGE: Stripe now supports subscription payments in stablecoins. pic.twitter.com/xv6batr8AO

— Cointelegraph (@Cointelegraph) October 14, 2025

This new functionality expands upon the stablecoin payment options Stripe reintroduced a year ago. According to the official announcement, the company developed a proprietary smart contract to overcome a key limitation of blockchain payments: the need for manual signatures on every transaction. Now, customers can save their wallet as a payment method and authorize ongoing subscriptions without the need to sign for each individual payment.

The service will first be available in a private preview for US-based businesses, supporting the USDC stablecoin on the Base and Polygon blockchains.

Stripe Solving the Trio of Cross-Border Payment Problems

Stripe’s new feature directly targets three major pain points in international commerce: high costs, slow settlement speeds, and high failure rates. The company highlighted that these challenges have historically hindered the global expansion of businesses, especially those with recurring revenue models.

Notably, 30% of businesses on Stripe use subscription models, with AI companies representing a significant portion. Data shows that the top 20 AI companies on Stripe generate 60% of their revenue from outside the US, creating a pressing need for a cheaper, faster international payment rail.

Early adopters like AI firm Shadeform are already seeing the benefits, with approximately 20% of their payment volume having migrated to stablecoins, citing near-instant settlement and transaction costs that are roughly half of traditional methods.

Seamless Integration with Existing Infrastructure

The new feature supports over 400 different crypto wallets, enhancing convenience for both merchants and their customers. The stablecoin subscription service is fully integrated with Stripe’s existing “Optimized Checkout Suite” and “Stripe Billing” infrastructure.

Businesses can manage stablecoin payments alongside traditional payment methods from a single, unified dashboard. A key advantage for merchants is that while the customer pays in USDC, the business receives settlement directly in fiat currency, insulating them from crypto volatility and the hassle of conversion.

Stripe has signaled a deepening commitment to the crypto space, stating it will discuss barriers to stablecoin adoption at its upcoming 2025 conference.