With Fed Governor Stephen Miran hinting at two more rate cuts in 2025, risk assets are already perking up.

Lower borrowing costs mean cheaper capital and a fresh wave of liquidity for digital markets. And in crypto, that means capital rotation into strong Layer 1s, institutional tokens, and next-generation meme coins. Here are five top cryptos to buy that could benefit most as monetary easing fuels the next leg of the 2025 rally: Little Pepe (LILPEPE), Ripple (XRP), Solana (SOL), ChainOpera AI (COAI), and Hyperliquid (HYPE).

Little Pepe (LILPEPE): When the Fed Cuts, the Frog Leaps

When central banks loosen their grip, frogs jump, and Little Pepe is already midair. This meme-layer powerhouse has turned what began as internet humor into a $27.2 million ICO juggernaut, with over 16.5 billion tokens sold and 120% price appreciation to $0.0022 at the current stage. Little Pepe runs on its meme-only Layer 2 chain, unlike typical meme tokens. The ecosystem is built for sniper-bot resistance, zero buy/sell tax, and near-zero fees, the holy trinity for traders seeking speed, safety, and scalability. Add a CertiK audit, strict vesting, and a meme-only Launchpad, and it’s no surprise this project has become 2025’s most talked-about presale.

The momentum isn’t just hype. The Mega Giveaway, offering 15+ ETH in prizes to top presale buyers, has significantly boosted engagement, complemented by its $777K community campaign. Each stage sellout signals rising confidence ahead of its $0.003 launch price and $300M debut market cap.

Analysts now predict that with Fed liquidity returning, LILPEPE could easily rally to $0.015–$0.020 post-listing, a 5–7x jump from its current tier. Its meme appeal, audited security, and DeFi-level tokenomics make it a rare hybrid: part meme, part infrastructure, and momentum-driven. In a year when liquidity will decide the winners, Little Pepe stands as the ultimate rate-cut beneficiary: playful on the surface, but technically bulletproof underneath. This explosive potential ranks it high among the top cryptos to buy in October.

Ripple (XRP): Institutional Bid Returns

XRP is back in accumulation mode, trading around $2.39 with a clear rebound structure. After defending the $2.35 support, institutional flows are driving renewed interest as ETF speculation and Ripple’s $1B GTreasury acquisition expand the network’s corporate footprint.

XRP Price Chart | Source: CoinGecko

Volume remains strong at $3.8B daily, and derivatives data shows a bullish tilt. Call options outpace puts for November and December expiries. A breakout above $2.80 could trigger a run to $3.40–$5, supported by rising whale accumulation and shrinking exchange reserves. As rate cuts boost risk appetite and cross-border settlement volumes, XRP’s liquidity advantage positions it as one of 2025’s top cryptos to buy for stable yet high-upside plays.

Solana (SOL): Primed for a $500+ Breakout

Solana is poised for a major move. Its price is near $184, just below the $200 breakout barrier that analysts call the “launch trigger” for its next cycle. The tightening symmetrical triangle’s technical structure points toward an explosive rally once resistance cracks.

Solana Price Chart | Source: CoinGecko

The bullish case is further reinforced by on-chain data. Solana now supports 4.5M daily users and nearly 100K transactions per second, dwarfing most competitors. Grayscale’s latest report dubbed it “crypto’s financial bazaar”, highlighting its scalability and developer strength. With the Hong Kong Solana ETF set to launch on October 27, institutional exposure could send SOL toward $260 short-term, with $500 in play if the multi-year Cup & Handle pattern completes.

ChainOpera AI (COAI): The AI Coin That Won’t Sleep

While most altcoins napped, ChainOpera AI (COAI) kept coding. Up 2,200% in 30 days, and another 30% in 24 hours, it’s the clearest example of market conviction behind AI-integrated blockchains.

COAI Price Chart | Source: CoinGecko

Trading near $9.50, COAI’s surge aligns with ChatGPT’s new browser tools, which boosted AI-linked tokens across the board. Volume has jumped from $50M to $250M daily, confirming sustained trader engagement. COAI recently broke out of a descending channel with rising volume and a bullish MACD crossover. Momentum points to $11.70 in the short term and $18.84 as the next significant resistance. If volume sustains, even a push toward $30 is in play. AI remains crypto’s hottest macro theme, and rate cuts only add fuel to growth-tech sectors. COAI is perfectly positioned to extend its parabolic streak through year-end.

Hyperliquid (HYPE): Whale Accumulation Signals a Reversal

Hyperliquid has endured a volatile few weeks, stabilizing around $35–$36 after testing its 200-day MA. Despite the drawdown, whale futures data shows large investors building long positions, a classic precursor to reversal.

Hyperliquid Price Chart | Source: CoinGecko

Institutional-scale order sizes have spiked, hinting that “smart money” expects a rebound as liquidity conditions improve. This accumulation of futures precedes multi-week rallies in DeFi infrastructure tokens. If HYPE consolidates above $35 and reclaims the $42 resistance, analysts see a run toward $55–$100 by year-end, an easy double from current levels once risk appetite returns post-Fed.

Rate Cuts to Reignite the Crypto Cycle

Stephen Miran’s comments all but confirm a friendlier monetary landscape heading into 2026, and in crypto, that’s rocket fuel. From Layer 1s like Solana to AI plays like COAI, capital is set to flow back into innovation-heavy assets. Ripple’s institutional pivot and Hyperliquid’s whale-backed futures set up a diverse rally field for investors seeking the top cryptos to buy. But if one project embodies the post-rate-cut narrative, it’s Little Pepe. This viral token is a meme-layer marvel that turns sentiment into substance. With zero tax, audited contracts, and a presale already outpacing expectations, LILPEPE isn’t just ready for the next bull run; it’s built for it.

For more information about Little Pepe (LILPEPE) visit the links below:

Website: https://littlepepe.com

Whitepaper: https://littlepepe.com/whitepaper.pdf

Telegram: https://t.me/littlepepetoken

Twitter/X: https://x.com/littlepepetoken

$777k Giveaway: https://littlepepe.com/777k-giveaway/