Bank of America has revised its policy to allow Merrill Lynch advisors to recommend cryptocurrency exchange-traded products (ETPs), including spot Bitcoin ETFs, to clients. This move comes as part of a broader strategy to meet increasing client demand for diversified investment portfolios. Advisors have received training to suggest a modest allocation to digital assets, with recommended exposure ranging from 1% to 4%. The policy update reflects a growing interest in cryptocurrency investments among clients, although the bank has not confirmed any plans to offer Bitcoin-backed credit lines. This development highlights the financial industry's gradual acceptance of digital assets as a component of mainstream investment strategies.