Banks are currently facing significant challenges in holding XRP due to Basel III regulations, which impose a 1,250% risk weight on the cryptocurrency. This requirement forces banks to maintain $12.50 in capital for every $1 of XRP exposure, making it capital inefficient for institutional on-balance-sheet holdings. The XRP community is advocating for a reclassification that could potentially ease these capital requirements, allowing banks to hold XRP more feasibly. Such a regulatory shift could pave the way for increased institutional adoption of XRP, contingent on achieving legal clarity and regulatory consensus. Additionally, capital gains tax considerations remain a factor in institutional asset selection.
Basel III Rules Hinder Banks from Holding XRP, Reclassification Sought
Share to:
This content is for informational purposes only and does not constitute investment advice.
Recommended Reading
2025-12-25 16:18
Stream Finance Collapse Triggers Elixir Stablecoin Depeg
2025-12-25 16:15
Worldcoin (WLD) Sees Surge in Whale Activity and Trading Volume
2025-12-25 16:15
Crypto and AI Set to Compete for Infrastructure Dominance by 2027
Unstaked related news and market dynamics research
Unstaked (UNSD) is a blockchain platform integrating AI agents for automated community engagement and social media interactions. Its native token supports governance, staking, and ecosystem features. This special feature explores Unstaked’s market updates, token dynamics, and platform development.
SuperEx Popular Science Articles Column
This collection features informative articles about SuperEx, aiming to simplify complex cryptocurrency concepts for a wider audience. It covers the basics of trading, blockchain technology, and the features of the SuperEx platform. Through easy-to-understand content, it helps users navigate the world of digital assets with confidence and clarity.
XRP News and Research
This series focuses on XRP, covering the latest news, market dynamics, and in-depth research. Featured analysis includes price trends, regulatory developments, and ecosystem growth, providing a clear overview of XRP's position and potential in the cryptocurrency market.
How do beginners trade options?How does option trading work?
This special feature introduces the fundamentals of options trading for beginners, explaining how options work, their main types, and the mechanics behind trading them. It also explores key strategies, potential risks, and practical tips, helping readers build a clear foundation to approach the options market with confidence.
What are the risks of investing in cryptocurrency?
This special feature covers the risks of investing in cryptocurrency, explaining common challenges such as market volatility, security vulnerabilities, regulatory uncertainties, and potential scams. It also provides analysis of risk management strategies and mitigation techniques, helping readers gain a clear understanding of how to navigate the crypto market safely.