Visa's Network Model Offers Insights for Stablecoin Integration

News Flash 2026-01-15 21:15

The historical evolution of Visa's network model provides valuable lessons for addressing the current fragmentation in the stablecoin market. In the 1960s, the credit card industry faced similar challenges, with banks operating independent networks that struggled with interbank settlements. Visa's success lay in creating a global, cooperative network that unified banks, allowing them to benefit from shared infrastructure and network effects. Today, the stablecoin market is fragmented, with over 300 stablecoins listed on platforms like Defillama, each limited to its own ecosystem. This fragmentation hinders mainstream adoption, as liquidity is dispersed across numerous tokens. The solution may lie in adopting a model similar to Visa's, where independent third-party organizations manage stablecoins across asset categories, allowing issuers to join cooperatives and benefit from shared liquidity and governance rights. This approach could foster widespread adoption and integration of stablecoins, much like Visa did for credit cards.

Share to:

This content is for informational purposes only and does not constitute investment advice.

Curated Series

SuperEx Popular Science Articles Column

SuperEx Popular Science Articles Column

This collection features informative articles about SuperEx, aiming to simplify complex cryptocurrency concepts for a wider audience. It covers the basics of trading, blockchain technology, and the features of the SuperEx platform. Through easy-to-understand content, it helps users navigate the world of digital assets with confidence and clarity.

Unstaked related news and market dynamics research

Unstaked related news and market dynamics research

Unstaked (UNSD) is a blockchain platform integrating AI agents for automated community engagement and social media interactions. Its native token supports governance, staking, and ecosystem features. This special feature explores Unstaked’s market updates, token dynamics, and platform development.

XRP News and Research

XRP News and Research

This series focuses on XRP, covering the latest news, market dynamics, and in-depth research. Featured analysis includes price trends, regulatory developments, and ecosystem growth, providing a clear overview of XRP's position and potential in the cryptocurrency market.

How do beginners trade options?How does option trading work?

How do beginners trade options?How does option trading work?

This special feature introduces the fundamentals of options trading for beginners, explaining how options work, their main types, and the mechanics behind trading them. It also explores key strategies, potential risks, and practical tips, helping readers build a clear foundation to approach the options market with confidence.

What are the risks of investing in cryptocurrency?

What are the risks of investing in cryptocurrency?

This special feature covers the risks of investing in cryptocurrency, explaining common challenges such as market volatility, security vulnerabilities, regulatory uncertainties, and potential scams. It also provides analysis of risk management strategies and mitigation techniques, helping readers gain a clear understanding of how to navigate the crypto market safely.