Gen Z is driving the majority of peer-to-peer (P2P) crypto payments, accounting for 72% of transactions, according to a survey by crypto exchange NoOnes. Millennials follow with 24%, while Gen X accounts for just 4%. Regionally, Asia leads in P2P crypto usage at 74%, with Latin America and Africa at 62% and 54%, respectively. Europe and North America show the lowest adoption rates. The survey highlights a broader trend of increasing crypto adoption, particularly in the Asia-Pacific region, where activity surged by nearly 70% in 2025, according to Chainalysis. Despite the strong uptake among younger users, P2P payments face competition from crypto card payments, which have grown by 106% over the past three years to $1.6 billion, compared to a 5% increase for P2P payments. This suggests a shift towards more convenient payment methods for daily expenses.
Gen Z Dominates P2P Crypto Payments, Asia Leads Global Adoption
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