Subway, one of the largest global restaurant chains, has integrated Ripple Treasury into its financial operations, achieving significant advancements in cash management. This integration, part of a long-term strategy since 2019, has enabled Subway to achieve up to 98% real-time cash visibility and automate nearly 90% of its payment workflows. The system now handles approximately 400,000 transactions annually, serving as a central hub for liquidity management across various currencies and banking partners. The move follows Ripple's acquisition of GTreasury in 2025, a $1 billion deal that brought an established treasury system into Ripple's ecosystem. Subway's financial restructuring, including reducing operational bank accounts from 450 to 350, reflects a broader trend among multinationals towards streamlined banking operations and increased automation. Ripple Treasury is increasingly seen as a bridge between traditional banking and blockchain-based settlement networks, enhancing cross-border financial efficiency.