Denis Beau, deputy governor of the Banque de France, is advocating for the swift development of euro-denominated tokenized money and stablecoins, urging collaboration between private and public sectors. This contrasts with ECB President Christine Lagarde's focus on the central bank's digital euro project, viewing private stablecoins as secondary. The Banque de France plans to launch its wholesale tokenized money service by the end of 2025, ahead of the ECB's digital euro pilot set for mid-2027. The Qivalis consortium, comprising 12 major banks including ING and BNP Paribas, aligns with Beau's vision, aiming to introduce a private digital euro in 2025. This initiative highlights a push for European payment autonomy, countering the dominance of dollar-denominated stablecoins like USDT and USDC. Beau's stance emphasizes the need for regulatory adaptations under MiCA to expedite the development of tokenized payment infrastructure, reflecting a broader philosophical divide over the pace and control of digital currency innovation in Europe.