One of the most competitive moments ever is a new crypto token that has come into the market at a price of $0.035. The presale phase 6 is at 95% and the buyers are rushing up since they predict the next price jump to be launched soon. The pace at which this stage has been achieved has even shocked those who were initially in support, and as the number of investors increases on a daily basis, this project has become the potential best crypto opportunity of any kind by 2026.
Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is building a complete lending ecosystem that is based on smart contracting. The construction is of transparency, safety and real yield rather than meme or speculation trends.
The Peer to Contract side has users who deposit their assets to a liquidity pool, which returns them in the form of mtTokens. These mtTokens will surge in value, as borrowers make interest payments.
On the Peer to Peer side, borrowers borrow funds by posting security under transparent Loan to Value limits. They do have an opportunity to pick another type of a borrow rate and the system modifies the rates with regard to the usage of the pools. In the event of collateral depreciation and falls below the liquidation threshold, liquidators repay some of the debt and get discounted collateral. This insures the lending pool and maintains a healthy system.
Mutuum Finance integrates these two layers giving users the ability to lend and borrow, and gain yield together in a single platform.
MUTM Presale Numbers
The presale began at $0.01 in early 2025. MUTM has since then reported up to $0.035, 250% increase. Launch price will be at $0.06, and this provides the current buyers with a clear direction of elevated potential.
Presale expansion has been made one of the largest yarns of the year. Mutuum Finance has already raised approximately $18.95M. Over 18,200 holders are already on board and approximately 805M tokens have been bought. Out of the total 4B supply, the presale consists of 45.5% and this amounts to about 1.82B tokens. The demand was further intense when Phase 6 went beyond 90%.
The project also has a 24 hour leaderboard. The highest daily order prizes MUTM at the value of $500. This also maintained the momentum and resulted in additional pressure in the late hours of each phase. Adding card payment functionality and the absence of purchase restrictions make Phase 6 pick up more and more speed.
V1 Launch
On its official X account Mutuum Finance stated that V1 will run on the Sepolia Testnet in Q4 2025. The first two supported assets will be ETH and USDT with V1 consisting of the lending pool, mtTokens, the debt token system, and the automated liquidation bot.
Another update was also made by the team: the independent audit is being conducted, and Halborn Security is checking the lending and borrowing contracts. The code is complete and in the process of formulation according to the post. This created a second wave of confidence in the presale.
Security has already been a strong point. Mutuum Finance already passed a CertiK audit with a 90 out of 100 Token Scan difference, and an open bug bounty of $50K that targets bugs in the code.
Analysts looking at these projects at the early stages feel that MUTM would be capable of hitting the $0.15 range upon launch should demand on the platform pick up pace. Others indicate more goals in better market circumstances.
Long Term Expansion
Mutuum Finance is going to implement an on demand stablecoin within the protocol. Collateralized borrowing will mint and bring it out of circulation. The revenue has the potential to sustain additional buy pressure on MUTM as based on the design; MUTM buying in the open market is returned to users acquiring the staking of mtTokens in the safety module.
Another significant step is the layer 2 expansion. The lending protocols can be scaled by low fees, quick transactions and effective liquidations. As the lending activity goes high, the interest rates go up. With an increase in interest, there is an increase in revenue. Buy pressure becomes high when the revenues increase.
Phase 6 is now 95% allocated and the remaining amount of supply at $0.035 is being rapidly sold. Mutuum Finance is also a formula of an active presale, thousands of holders, a stablecoin system, a working roadmap, and a Layer 2 initiative. These factors give rise to the fact why demand is fast accelerating, with each phase selling more quickly than the previous one.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
