Stablecoins are quietly becoming a core part of Revolut’s payments activity, with usage accelerating sharply over the past year.
What began as a niche crypto feature is now showing clear signs of exponential adoption, reflecting a broader shift in how users move dollar-denominated value through fintech platforms.
Key Takeaways
Stablecoin usage on Revolut has accelerated sharply since 2025, showing near-exponential growth in transaction activity.
Transaction counts are growing much faster than total value, signaling rising everyday payment use.
Infrastructure upgrades, including new blockchain integrations, are driving adoption.
Stablecoins are evolving from an experimental feature into a core payment rail inside Revolut.
Data tracking on-chain interactions shows that stablecoin transaction activity on Revolut has surged, particularly since 2025. While overall payment value has grown at a moderate pace, the number of transactions has expanded much faster, pointing to increasing everyday use rather than just larger transfers. Analysts estimate that stablecoins now account for close to double their previous share of Revolut’s total activity compared to two years ago.
Stablecoins Gain Traction as Revolut Expands Its Rails
Revolut’s stablecoin growth has been driven largely by infrastructure upgrades. After experimenting with crypto on-ramps earlier, the fintech significantly expanded its blockchain reach toward the end of 2025 by integrating networks such as Solana and Polygon. These additions reduced friction and costs, making stablecoin transfers more competitive with traditional payment rails.
Monthly transfer volumes illustrate the shift clearly. Stablecoin flows that hovered around $600 million per month at the start of 2025 climbed steadily and reached roughly $1.2 billion by year-end. Although these figures remain smaller than volumes seen on major exchanges or DeFi platforms, the growth rate inside a regulated consumer app is notable.
The composition of transfers has also changed. While Ethereum and TRON still dominate stablecoin activity, newer networks such as Solana and Avalanche are taking on a larger role, signaling growing demand for faster and cheaper settlement options within Revolut’s user base.
Why Stablecoins Fit Revolut’s Model Going Into 2026
A key catalyst for adoption came in late 2025, when Revolut introduced seamless one-to-one conversions between U.S. dollars and stablecoins. By eliminating slippage and peg-related uncertainty, the app made stablecoins functionally equivalent to digital cash for users, especially for small retail payments typically ranging from a few dollars to several hundred.
By the end of 2025, cumulative stablecoin transfers through Revolut surpassed $10 billion, and early 2026 data suggests the figure has already moved well beyond that level. The trajectory indicates that stablecoins are no longer an experimental feature but a growing payment layer embedded in the app’s core offering.
Looking ahead, deeper collaboration with blockchain ecosystems focused on fintech, such as Polygon’s Open Money Stack, could further accelerate adoption. These systems are designed to support regulated institutions with lower costs and potential on-chain yield, aligning closely with Revolut’s licensed status and European market expansion.
Despite increasing competition from crypto-native apps and new neobanks, Revolut’s early move into stablecoins gives it a structural advantage. While unregulated alternatives may offer fewer restrictions, they remain locked out of major markets. Revolut’s approach suggests that compliant fintech platforms may end up being one of the most effective gateways for stablecoins to reach mass adoption.
