Binance said it has completed the integration of Ripple USD (RLUSD) on the XRP Ledger and has opened deposits for the stablecoin via the XRP network. The move expands access to RLUSD through one of the largest centralized exchanges, adding a new on-platform route for stablecoin transfers and settlement using XRP Ledger infrastructure.

Key Takeaways

• Binance completed the RLUSD integration on XRP Ledger and opened deposits on the XRP network.

• Withdrawals will be enabled later, once sufficient liquidity is established on the platform.

• The step broadens stablecoin access points within the XRP Ledger ecosystem without confirming trading pairs or full listing details.

The update is structurally notable because deposit availability is being introduced ahead of withdrawals, indicating a staged rollout aimed at building platform-side liquidity before enabling two-way flows. The integration comes as the total stablecoin market capitalization stands at approximately $1.52 billion, reflecting a 13.9% change over the past 30 days.

Deposit Access Opens Following XRP Ledger Integration

In an announcement dated February 12, 2026, Binance said RLUSD deposits are now available on the XRP network after the exchange finalized its technical integration with XRP Ledger. Users can retrieve their assigned deposit address through Binance’s deposit interface, which is presented as the primary operational step at this stage.

Binance did not disclose trading pairs, listing scope, or other product-level details in the notice. Instead, the communication focused on the availability of deposit infrastructure and user routing, suggesting the exchange is prioritizing network connectivity and custody flows before expanding market access.

Liquidity Sequencing and Two-Way Conversion Channels

Binance said withdrawals will be opened later, specifically once there is sufficient liquidity for RLUSD on the platform. That sequencing matters for market structure because it temporarily supports one-directional inflows while limiting outbound transfer capacity, a setup that can help exchanges manage operational risk during early-stage support for a new asset and network combination.

According to CoinGlass data exchange-held stablecoin balances have fluctuated in recent weeks, with Binance maintaining roughly $47 billion in stablecoin reserves.

In practice, the deposit-first approach can be used to establish internal balances, test reconciliation and monitoring workflows, and reduce the probability of fragmented liquidity across venues before broader transfer functionality is enabled.

Stablecoin Infrastructure Expands Within the XRP Ledger Ecosystem

The RLUSD integration on XRP Ledger adds another stablecoin rail that can be used for settlement, transfers, and liquidity movement within the XRP Ledger ecosystem, particularly relevant for participants who prefer network-specific settlement characteristics. For centralized exchanges, expanding stablecoin support can also diversify collateral options and improve routing flexibility for users moving capital between venues and networks.

While Bitcoin remains a key reference point for overall crypto risk appetite, stablecoins often function as the market’s primary liquidity layer, supporting funding flows, exchange balances, and rapid repositioning across spot and derivatives venues. XRP Ledger currently processes approximately 1.38 million daily transactions, with active addresses averaging around 10,000–15,000 over the past 30 days, based on XRPSCAN data.

Operational and Availability Notes

Binance framed the update as a general announcement and noted that products and services referenced may not be available in all regions. The exchange also stated it may amend or cancel the announcement without prior notice and advised users to rely on the original English version in the event of translation discrepancies.

The rollout underscores how large platforms are increasingly treating stablecoin enablement as an infrastructure process, sequencing access by deposit and withdrawal functionality and tying full transfer availability to observable liquidity conditions rather than launching all features simultaneously.